<img height="1" width="1" src="https://www.facebook.com/tr?id=113643043990058&amp;ev=PageView &amp;noscript=1">

Turnkey Real Estate Investing

3 min read

5 Reasons to Retire as a Buy-and-Hold Real Estate Investor

Wed, May 4, 2022

By the time you retire, you should be a real estate investor. You aren’t required to retire early to be successful. In fact, your investments don’t even have to totally unlock the coveted “financial freedom” raved about by the top voices in the industry.

What you do need is to start investing in real estate as soon as it is possible for you. Invest and keep investing. Grow that portfolio. When it’s all said and done, you’ll be glad you chose to invest. You’ll be even more glad that you continued to invest after retirement. Here’s why!

5 Reasons Investing in Real Estate is Worthwhile in Retirement

Reason #1 – Reliable Passive Income

Perhaps the most compelling reason to start and continue your career as a real estate investor is the passive income that comes from it. Studies consistently show that most Americans aren’t on track to have enough saved for retirement. Not only is living just getting more expensive, but we’re living a lot longer.

There’s something unsettling about retiring and adjusting to a dwindling bank balance. Investing in real estate allows you to continue to make money rather than rely on finite savings and 401ks. The more you diversify your portfolio, the more streams of income you’ll have.

Ultimately, this means more money so that your retirement is on your terms without worrying about future medical costs and unexpected expenses.

Reason #2 – Freedom to Pursue Passions

For some, working beyond retirement is a necessity and not a choice. If you want to retire and stay that way, you’ve got to have passive income and ever-increasing equity/net worth. When you invest in real estate with a buy-and-hold strategy, you’re earning income without physically working a job. This opens your time to pursue the things you really care about. Hobbies, travel, or working somewhere not for money but for the pleasure of doing it.

While unlimited financial freedom might not be in the cards, you will be able to live your best life exactly as you envisioned.

Reason #3 – Foundations for the Next Generation

While investors all need their exit strategies, one of the best things you can do is make provisions for your family after you’re gone. We’re living in an age where wages are low, underemployment is common, and the cost of living grows higher and higher. We’ve already seen how student debt crippled millennials, hindering their ability to obtain homeownership, invest, and save.

The next generation in your family doesn’t have to struggle, too. With your wise financial management and investments, you’ll be able to leave behind not just “money,” but tangible properties as assets.

The head start that these offer to your children and theirs is not to be underestimated. Wealth is generational – if you plan for it to be.

Reason #4 – Agency in Investing

There are dozens of different ways to invest and hundreds of things to invest in. Real estate is particularly advantageous for a few reasons:

  • You are not a shareholder or stockholder. You own the whole of the investment and glean all its benefits from income to equity.
  • You determine how your assets are managed, who manages them, and how they are maintained. You do this by partnering with reputable turnkey and management companies that perform these services on your behalf.
  • You have the freedom in where you invest and in what properties. It is a totally tailored experience that you have so much more control over versus other types of investments.
  • You own physical assets. They can’t vanish like crypto or go under like a company.

Reason #5 – Futureproofing

The ultimate “why” for investing in real estate with a buy-and-hold strategy is this: futureproofing. We’re living in times where the economic landscape seems more uncertain than ever. Peace of mind is harder and harder to find. Real estate is a way to guard yourself against the unknown. While real estate is not an infallible investment, it is notoriously reliable. As a hedge against inflation, you don’t have to worry about your investments losing value or your dollar meaning less.

Land and housing will always be a need in our world. Over time, these assets are likely to be even more essential than they are now. While we don’t know what the future will bring, we know this: we want to go into with the security of solid investments.


Secure your BEST financial future alongside thousands of successful REI Nation investors!

Schedule A Call


Chris Clothier
Written by Chris Clothier

Entrepreneur, writer, speaker, ultra-endurance athlete, husband & father of five beautiful children. Chris puts these natural talents on display every day. As a partner at REI Nation, Chris addresses small and large audiences of real estate investors and business professionals nationwide several times each year. Chris is also an active writer, weekly publishing real estate, leadership, and endurance training articles.